Experienced Senior Payment Specialist. Proven track record of developing and implementing optimized payment strategies to enhance user experience and drive revenue growth. Deep understanding of industry-specific regulations, trends, and payment technologies. Adept at forging relationships with financial institutions, processors, and third-party providers to ensure seamless payment processing, fraud prevention, and compliance. Trusted advisor to cross-functional teams, providing insights that contribute to the success of online businesses. 

With over 25 years of expertise in the payment industry since 1997, I possess a comprehensive grasp of acquiring and issuing cards, as well as cryptocurrency, blockchain innovations (Web3), and the integration of artificial intelligence (AI) technologies into payment ecosystems.